{"id":661,"date":"2023-02-08T12:02:00","date_gmt":"2023-02-08T08:32:00","guid":{"rendered":"https:\/\/blog.payjib.com\/?p=661"},"modified":"2025-08-05T13:29:54","modified_gmt":"2025-08-05T09:59:54","slug":"%d8%aa%d9%81%d8%a7%d9%88%d8%aa-%d8%af%d9%84%d8%a7%d8%b1-%d8%b3%d9%81%db%8c%d8%af-%d9%88-%d8%a2%d8%a8%db%8c-%da%86%db%8c%d8%b3%d8%aa","status":"publish","type":"post","link":"https:\/\/payjib.com\/blog\/%d8%aa%d9%81%d8%a7%d9%88%d8%aa-%d8%af%d9%84%d8%a7%d8%b1-%d8%b3%d9%81%db%8c%d8%af-%d9%88-%d8%a2%d8%a8%db%8c-%da%86%db%8c%d8%b3%d8%aa\/","title":{"rendered":"\u062a\u0641\u0627\u0648\u062a \u062f\u0644\u0627\u0631 \u0633\u0641\u06cc\u062f \u0648 \u0622\u0628\u06cc \u0686\u06cc\u0633\u062a\u061f"},"content":{"rendered":"<h2 data-start=\"1056\" data-end=\"1103\">\u062f\u0644\u0627\u0631 \u0622\u0628\u06cc \u0648 \u0633\u0641\u06cc\u062f\u061b \u0622\u06cc\u0627 \u0641\u0642\u0637 \u0631\u0646\u06af\u200c\u0634\u0627\u0646 \u0645\u062a\u0641\u0627\u0648\u062a \u0627\u0633\u062a\u061f<\/h2>\n<p data-start=\"1105\" data-end=\"1303\">\u062f\u0631 \u0638\u0627\u0647\u0631\u060c \u0627\u0633\u06a9\u0646\u0627\u0633\u200c\u0647\u0627\u06cc \u06f1\u06f0\u06f0 \u062f\u0644\u0627\u0631\u06cc \u0622\u0628\u06cc \u0648 \u0633\u0641\u06cc\u062f \u062a\u0641\u0627\u0648\u062a \u062e\u0627\u0635\u06cc \u0646\u062f\u0627\u0631\u0646\u062f. \u0647\u0631 \u062f\u0648 \u062a\u0648\u0633\u0637 \u062e\u0632\u0627\u0646\u0647\u200c\u062f\u0627\u0631\u06cc \u0627\u06cc\u0627\u0644\u0627\u062a \u0645\u062a\u062d\u062f\u0647 \u0645\u0646\u062a\u0634\u0631 \u0634\u062f\u0647\u200c\u0627\u0646\u062f \u0648 \u0627\u0631\u0632\u0634 \u0627\u0633\u0645\u06cc \u06cc\u06a9\u0633\u0627\u0646\u06cc \u062f\u0627\u0631\u0646\u062f. \u0627\u0645\u0627 \u062a\u0641\u0627\u0648\u062a \u0627\u0635\u0644\u06cc \u062f\u0631 <strong data-start=\"1258\" data-end=\"1274\">\u0637\u0631\u0627\u062d\u06cc \u0627\u0645\u0646\u06cc\u062a\u06cc<\/strong> \u0627\u06cc\u0646 \u062f\u0648 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\u0645\u062f\u0631\u0646 \u0627\u0633\u062a.<\/p>\n<\/li>\n<li data-start=\"1458\" data-end=\"1627\">\n<p data-start=\"1460\" data-end=\"1627\"><strong data-start=\"1460\" data-end=\"1472\">\u062f\u0644\u0627\u0631 \u0622\u0628\u06cc<\/strong>\u060c \u0627\u0633\u06a9\u0646\u0627\u0633\u200c\u0647\u0627\u06cc \u062c\u062f\u06cc\u062f\u06cc \u0647\u0633\u062a\u0646\u062f \u06a9\u0647 \u0627\u0632 \u0633\u0627\u0644 \u06f2\u06f0\u06f1\u06f3 \u0628\u0647 \u0628\u0639\u062f \u0648\u0627\u0631\u062f \u0686\u0631\u062e\u0647 \u0645\u0627\u0644\u06cc \u0634\u062f\u0646\u062f. \u0627\u06cc\u0646 \u0627\u0633\u06a9\u0646\u0627\u0633\u200c\u0647\u0627 \u062f\u0627\u0631\u0627\u06cc \u0646\u0648\u0627\u0631 \u0627\u0645\u0646\u06cc\u062a\u06cc \u0622\u0628\u06cc\u200c\u0631\u0646\u06af \u0633\u0647\u200c\u0628\u0639\u062f\u06cc\u060c \u0648\u0627\u062a\u0631\u0645\u0627\u0631\u06a9 \u067e\u06cc\u0634\u0631\u0641\u062a\u0647 \u0648 \u0627\u0644\u06cc\u0627\u0641 \u0636\u062f \u062c\u0639\u0644 \u0647\u0633\u062a\u0646\u062f.<\/p>\n<\/li>\n<\/ul>\n<h2 data-start=\"1634\" data-end=\"1687\">\u062a\u0641\u0627\u0648\u062a \u062f\u0644\u0627\u0631 \u0633\u0641\u06cc\u062f \u0648 \u0622\u0628\u06cc \u0628\u0631 \u0642\u06cc\u0645\u062a \u0641\u0631\u0648\u0634 \u062a\u0623\u062b\u06cc\u0631 \u062f\u0627\u0631\u062f\u061f<\/h2>\n<p data-start=\"1689\" data-end=\"1847\">\u062f\u0631 \u0632\u0645\u0627\u0646 <strong data-start=\"1697\" data-end=\"1710\">\u062e\u0631\u06cc\u062f \u062f\u0644\u0627\u0631<\/strong> \u0627\u0632 \u0635\u0631\u0627\u0641\u06cc\u200c\u0647\u0627 \u06cc\u0627 \u0648\u0627\u0633\u0637\u0647\u200c\u0647\u0627\u06cc \u0631\u0633\u0645\u06cc\u060c \u0645\u0639\u0645\u0648\u0644\u0627\u064b \u062a\u0641\u0627\u0648\u062a\u06cc \u0628\u06cc\u0646 \u062f\u0644\u0627\u0631 \u0622\u0628\u06cc \u0648 \u0633\u0641\u06cc\u062f \u0644\u062d\u0627\u0638 \u0646\u0645\u06cc\u200c\u0634\u0648\u062f. \u0627\u0645\u0627 \u0647\u0646\u06af\u0627\u0645 <strong data-start=\"1801\" data-end=\"1828\">\u0641\u0631\u0648\u0634 \u062f\u0644\u0627\u0631 \u0628\u0647 \u0628\u0627\u0632\u0627\u0631 \u0622\u0632\u0627\u062f<\/strong>\u060c \u0645\u0627\u062c\u0631\u0627 \u0645\u062a\u0641\u0627\u0648\u062a \u0627\u0633\u062a: \u062f\u0631 \u0628\u0627\u0632\u0627\u0631 \u0622\u0632\u0627\u062f\u060c \u062f\u0644\u0627\u0631 \u0622\u0628\u06cc \u0628\u0647\u200c\u0637\u0648\u0631 \u0645\u062a\u0648\u0633\u0637 <strong data-start=\"1888\" data-end=\"1915\">\u06f1\u06f0\u06f0 \u062a\u0627 \u06f2\u06f0\u06f0 \u062a\u0648\u0645\u0627\u0646 \u0628\u0627\u0644\u0627\u062a\u0631<\/strong> \u0627\u0632 \u062f\u0644\u0627\u0631 \u0633\u0641\u06cc\u062f \u062e\u0631\u06cc\u062f\u0627\u0631\u06cc \u0645\u06cc\u200c\u0634\u0648\u062f.<\/p>\n<p data-start=\"1946\" data-end=\"2155\">\u0627\u06cc\u0646 \u062a\u0641\u0627\u0648\u062a \u0642\u06cc\u0645\u062a \u0628\u0647\u200c\u062f\u0644\u06cc\u0644 <strong data-start=\"1969\" data-end=\"2031\">\u0645\u06cc\u0632\u0627\u0646 \u062a\u0642\u0627\u0636\u0627 \u0648 \u0633\u0637\u062d \u0627\u0637\u0645\u06cc\u0646\u0627\u0646 \u0628\u0627\u0644\u0627\u062a\u0631 \u062e\u0631\u06cc\u062f\u0627\u0631\u0627\u0646 \u0646\u0633\u0628\u062a \u0628\u0647 \u062f\u0644\u0627\u0631 \u0622\u0628\u06cc<\/strong> \u0627\u0633\u062a. \u0628\u0633\u06cc\u0627\u0631\u06cc \u0627\u0632 \u0641\u0639\u0627\u0644\u0627\u0646 \u0627\u0642\u062a\u0635\u0627\u062f\u06cc \u062a\u0631\u062c\u06cc\u062d \u0645\u06cc\u200c\u062f\u0647\u0646\u062f \u0627\u0633\u06a9\u0646\u0627\u0633\u200c\u0647\u0627\u06cc\u06cc \u062f\u0631 \u0627\u062e\u062a\u06cc\u0627\u0631 \u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u0646\u062f \u06a9\u0647 \u0627\u062d\u062a\u0645\u0627\u0644 \u062c\u0639\u0644\u06cc \u0628\u0648\u062f\u0646 \u0622\u0646\u200c\u0647\u0627 \u0628\u0633\u06cc\u0627\u0631 \u067e\u0627\u06cc\u06cc\u0646\u200c\u062a\u0631 \u0627\u0633\u062a.<\/p>\n<h2 data-start=\"2162\" data-end=\"2196\">\u0686\u0631\u0627 \u062f\u0644\u0627\u0631 \u0622\u0628\u06cc \u0627\u0645\u0646\u06cc\u062a \u0628\u06cc\u0634\u062a\u0631\u06cc \u062f\u0627\u0631\u062f\u061f<\/h2>\n<p data-start=\"2198\" data-end=\"2331\">\u062f\u0648\u0644\u062a \u0622\u0645\u0631\u06cc\u06a9\u0627 \u0628\u0647\u200c\u0645\u0646\u0638\u0648\u0631 \u0645\u0642\u0627\u0628\u0644\u0647 \u0628\u0627 \u062c\u0639\u0644 \u06af\u0633\u062a\u0631\u062f\u0647 \u0627\u0633\u06a9\u0646\u0627\u0633\u200c\u0647\u0627\u06cc \u06f1\u06f0\u06f0 \u062f\u0644\u0627\u0631\u06cc\u060c \u062f\u0631 \u0633\u0627\u0644 \u06f2\u06f0\u06f1\u06f3 \u0646\u0633\u062e\u0647\u200c\u0627\u06cc \u062c\u062f\u06cc\u062f \u0627\u0632 \u0627\u06cc\u0646 \u0627\u0633\u06a9\u0646\u0627\u0633 \u0631\u0627 \u0628\u0627 \u0641\u0646\u0627\u0648\u0631\u06cc\u200c\u0647\u0627\u06cc \u0632\u06cc\u0631 \u0639\u0631\u0636\u0647 \u06a9\u0631\u062f:<\/p>\n<ul data-start=\"2333\" data-end=\"2537\">\n<li data-start=\"2333\" data-end=\"2399\">\n<p data-start=\"2335\" data-end=\"2399\">\u0646\u0648\u0627\u0631 \u0627\u0645\u0646\u06cc\u062a\u06cc \u0622\u0628\u06cc\u200c\u0631\u0646\u06af \u0633\u0647\u200c\u0628\u0639\u062f\u06cc \u06a9\u0647 \u0628\u0627 \u062d\u0631\u06a9\u062a \u0627\u0633\u06a9\u0646\u0627\u0633 \u062a\u063a\u06cc\u06cc\u0631 \u0634\u06a9\u0644 \u0645\u06cc\u200c\u062f\u0647\u062f\u061b<\/p>\n<\/li>\n<li data-start=\"2400\" data-end=\"2445\">\n<p data-start=\"2402\" data-end=\"2445\">\u0648\u0627\u062a\u0631\u0645\u0627\u0631\u06a9 \u0628\u0627 \u0642\u0627\u0628\u0644\u06cc\u062a \u062f\u06cc\u062f\u0647\u200c\u0634\u062f\u0646 \u062f\u0631 \u0646\u0648\u0631 \u0645\u0633\u062a\u0642\u06cc\u0645\u061b<\/p>\n<\/li>\n<li data-start=\"2446\" data-end=\"2493\">\n<p data-start=\"2448\" data-end=\"2493\">\u0646\u0648\u0634\u062a\u0647\u200c\u0647\u0627\u06cc \u0631\u06cc\u0632 \u0648 \u0641\u06cc\u0628\u0631\u0647\u0627\u06cc \u0646\u0648\u0631\u06cc \u062f\u0631 \u0628\u0627\u0641\u062a \u0627\u0633\u06a9\u0646\u0627\u0633\u061b<\/p>\n<\/li>\n<li data-start=\"2494\" data-end=\"2537\">\n<p data-start=\"2496\" data-end=\"2537\">\u062c\u0648\u0647\u0631 \u062a\u063a\u06cc\u06cc\u0631 \u0631\u0646\u06af\u200c\u062f\u0647\u0646\u062f\u0647 (Color-Shifting Ink)\u061b<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"2539\" data-end=\"2628\">\u0627\u06cc\u0646 \u0627\u0642\u062f\u0627\u0645\u0627\u062a \u0628\u0627\u0639\u062b \u0634\u062f\u0647 \u062f\u0644\u0627\u0631 \u0622\u0628\u06cc \u062f\u0631 \u0628\u0627\u0632\u0627\u0631 \u062c\u0647\u0627\u0646\u06cc \u0648 \u062f\u0627\u062e\u0644\u06cc\u060c \u0627\u0639\u062a\u0628\u0627\u0631 \u0648 \u0627\u0637\u0645\u06cc\u0646\u0627\u0646 \u0628\u06cc\u0634\u062a\u0631\u06cc \u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u062f.<\/p>\n<p data-start=\"2539\" data-end=\"2628\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-1755 size-full\" src=\"https:\/\/payjib.com\/blog\/wp-content\/uploads\/2023\/02\/\u062a\u0641\u0627\u0648\u062a-\u062f\u0644\u0627\u0631-\u0633\u0641\u06cc\u062f-\u0648-\u0622\u0628\u06cc.jpg\" alt=\"\u062a\u0641\u0627\u0648\u062a \u062f\u0644\u0627\u0631 \u0633\u0641\u06cc\u062f \u0648 \u0622\u0628\u06cc\" width=\"1200\" height=\"800\" \/><\/p>\n<p>&nbsp;<\/p>\n<h2 data-start=\"2635\" data-end=\"2682\">\u0686\u0631\u0627 \u0628\u0627\u06cc\u062f \u0647\u0646\u06af\u0627\u0645 \u062e\u0631\u06cc\u062f \u0628\u0647 \u0631\u0646\u06af \u0627\u0633\u06a9\u0646\u0627\u0633 \u062a\u0648\u062c\u0647 \u06a9\u0646\u06cc\u0645\u061f<\/h2>\n<p data-start=\"2684\" data-end=\"2811\">\u0627\u06af\u0631 \u0642\u0635\u062f \u0646\u06af\u0647\u062f\u0627\u0631\u06cc \u062f\u0644\u0627\u0631 \u0628\u0647\u200c\u0639\u0646\u0648\u0627\u0646 \u062f\u0627\u0631\u0627\u06cc\u06cc \u06cc\u0627 \u0641\u0631\u0648\u0634 \u0645\u062c\u062f\u062f \u0622\u0646 \u062f\u0631 \u0628\u0627\u0632\u0627\u0631 \u0622\u0632\u0627\u062f \u0631\u0627 \u062f\u0627\u0631\u06cc\u062f\u060c \u062a\u0648\u0635\u06cc\u0647 \u0645\u0627 \u0627\u06cc\u0646 \u0627\u0633\u062a \u06a9\u0647 <strong data-start=\"2781\" data-end=\"2805\">\u0627\u0633\u06a9\u0646\u0627\u0633 \u0622\u0628\u06cc \u062a\u0647\u06cc\u0647 \u06a9\u0646\u06cc\u062f<\/strong>. \u0686\u0648\u0646:<\/p>\n<ul data-start=\"2813\" data-end=\"2945\">\n<li data-start=\"2813\" data-end=\"2839\">\n<p data-start=\"2815\" data-end=\"2839\">\u0646\u0642\u062f\u0634\u0648\u0646\u062f\u06af\u06cc \u0628\u0627\u0644\u0627\u062a\u0631\u06cc \u062f\u0627\u0631\u062f\u061b<\/p>\n<\/li>\n<li data-start=\"2840\" data-end=\"2890\">\n<p data-start=\"2842\" data-end=\"2890\">\u062e\u0631\u06cc\u062f\u0627\u0631\u0627\u0646 \u062a\u0631\u062c\u06cc\u062d \u0645\u06cc\u200c\u062f\u0647\u0646\u062f \u0627\u0633\u06a9\u0646\u0627\u0633\u200c\u0647\u0627\u06cc \u062c\u062f\u06cc\u062f\u062a\u0631 \u0628\u062e\u0631\u0646\u062f\u061b<\/p>\n<\/li>\n<li data-start=\"2891\" data-end=\"2945\">\n<p data-start=\"2893\" data-end=\"2945\">\u062f\u0631 \u0645\u0642\u0627\u062f\u06cc\u0631 \u0628\u0627\u0644\u0627\u060c \u062a\u0641\u0627\u0648\u062a \u0642\u06cc\u0645\u062a \u0646\u0647\u0627\u06cc\u06cc \u0642\u0627\u0628\u0644 \u062a\u0648\u062c\u0647 \u062e\u0648\u0627\u0647\u062f \u0628\u0648\u062f.<\/p>\n<\/li>\n<\/ul>\n<h2 data-start=\"2952\" data-end=\"2992\">\u0633\u0627\u06cc\u0631 \u0646\u0631\u062e\u200c\u0647\u0627\u06cc \u0627\u0631\u0632\u06cc \u0648 \u0627\u0646\u0648\u0627\u0639 \u062f\u0644\u0627\u0631 \u062f\u0631 \u0627\u06cc\u0631\u0627\u0646 \u0631\u0627 \u0628\u0634\u0646\u0627\u0633\u06cc\u0645<\/h2>\n<p data-start=\"2994\" data-end=\"3103\">\u062f\u0631 \u06a9\u0646\u0627\u0631 \u062a\u0641\u0627\u0648\u062a \u0627\u0633\u06a9\u0646\u0627\u0633\u060c \u0622\u0634\u0646\u0627\u06cc\u06cc \u0628\u0627 <a href=\"https:\/\/payjib.com\/blog\/%d8%a7%d9%86%d9%88%d8%a7%d8%b9-%d8%af%d9%84%d8%a7%d8%b1-%d8%af%d8%b1-%d8%a8%d8%a7%d8%b2%d8%a7%d8%b1-%d8%a7%db%8c%d8%b1%d8%a7%d9%86\/\">\u0627\u0646\u0648\u0627\u0639 \u062f\u0644\u0627\u0631<\/a> \u0646\u0631\u062e\u200c\u0647\u0627\u06cc \u0627\u0631\u0632 \u062f\u0631 \u0628\u0627\u0632\u0627\u0631 \u0627\u06cc\u0631\u0627\u0646 \u0646\u06cc\u0632 \u0628\u0631\u0627\u06cc \u062a\u0635\u0645\u06cc\u0645\u200c\u06af\u06cc\u0631\u06cc\u200c\u0647\u0627\u06cc \u0645\u0627\u0644\u06cc \u062f\u0642\u06cc\u0642 \u0636\u0631\u0648\u0631\u06cc \u0627\u0633\u062a:<\/p>\n<h3 data-start=\"3105\" data-end=\"3122\">\u062f\u0644\u0627\u0631 \u0633\u0646\u0627 \u0686\u06cc\u0633\u062a\u061f<\/h3>\n<p data-start=\"3124\" data-end=\"3301\">\u00ab\u0627\u0631\u0632 \u06cc\u0627 \u062f\u0644\u0627\u0631 \u0633\u0646\u0627\u00bb \u0628\u0631 \u0627\u0633\u0627\u0633 \u0645\u06cc\u0627\u0646\u06af\u06cc\u0646 \u0648\u0632\u0646\u06cc \u0645\u0639\u0627\u0645\u0644\u0627\u062a \u062e\u0631\u06cc\u062f \u0648 \u0641\u0631\u0648\u0634 \u0627\u0631\u0632 \u062f\u0631 \u0635\u0631\u0627\u0641\u06cc\u200c\u0647\u0627\u06cc \u0645\u062c\u0627\u0632 \u06a9\u0634\u0648\u0631 \u062a\u0639\u06cc\u06cc\u0646 \u0645\u06cc\u200c\u0634\u0648\u062f. \u0627\u06cc\u0646 \u0646\u0631\u062e \u062a\u0648\u0633\u0637 \u0633\u0627\u0645\u0627\u0646\u0647 \u0633\u0646\u0627 (\u0633\u0627\u0645\u0627\u0646\u0647 \u0646\u0638\u0627\u0631\u062a \u0627\u0631\u0632) \u0648 \u062a\u062d\u062a \u0646\u0638\u0627\u0631\u062a \u0628\u0627\u0646\u06a9 \u0645\u0631\u06a9\u0632\u06cc \u062b\u0628\u062a \u0648 \u0627\u0639\u0644\u0627\u0645 \u0645\u06cc\u200c\u0634\u0648\u062f.<\/p>\n<h3 data-start=\"3303\" data-end=\"3323\">\u062f\u0644\u0627\u0631 \u0646\u06cc\u0645\u0627\u06cc\u06cc \u0686\u06cc\u0633\u062a\u061f<\/h3>\n<p data-start=\"3325\" data-end=\"3497\">\u0627\u0631\u0632 \u0646\u06cc\u0645\u0627\u06cc\u06cc \u0645\u062a\u0639\u0644\u0642 \u0628\u0647 \u0628\u0627\u0632\u0631\u06af\u0627\u0646\u0627\u0646 \u0648 \u062a\u062c\u0627\u0631 \u0627\u0633\u062a \u06a9\u0647 \u0627\u0632 \u0637\u0631\u06cc\u0642 \u0633\u0627\u0645\u0627\u0646\u0647 \u0646\u06cc\u0645\u0627 \u062a\u0623\u0645\u06cc\u0646 \u0645\u06cc\u200c\u0634\u0648\u062f. \u0627\u06cc\u0646 \u0646\u0631\u062e \u0645\u0639\u0645\u0648\u0644\u0627\u064b <strong data-start=\"3419\" data-end=\"3442\">\u067e\u0627\u06cc\u06cc\u0646\u200c\u062a\u0631 \u0627\u0632 \u0646\u0631\u062e \u0633\u0646\u0627<\/strong> \u0627\u0633\u062a \u0686\u0648\u0646 \u062d\u062c\u0645 \u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0628\u0627\u0644\u0627\u062a\u0631 \u0648 \u0628\u0627\u0632\u0647 \u062a\u0633\u0648\u06cc\u0647 \u0637\u0648\u0644\u0627\u0646\u06cc\u200c\u062a\u0631 \u0627\u0633\u062a.<\/p>\n<h3 data-start=\"3499\" data-end=\"3524\">\u062f\u0644\u0627\u0631 \u062f\u0648\u0644\u062a\u06cc (\u0645\u0628\u0627\u062f\u0644\u0647\u200c\u0627\u06cc)<\/h3>\n<p data-start=\"3526\" data-end=\"3699\">\u0627\u0631\u0632 \u0645\u0628\u0627\u062f\u0644\u0647\u200c\u0627\u06cc\u060c \u0646\u0648\u0639\u06cc \u0627\u0631\u0632 \u06cc\u0627\u0631\u0627\u0646\u0647\u200c\u0627\u06cc \u0627\u0633\u062a \u06a9\u0647 \u062a\u0646\u0647\u0627 \u0628\u0647 \u0648\u0627\u0631\u062f\u06a9\u0646\u0646\u062f\u06af\u0627\u0646 \u06a9\u0627\u0644\u0627\u0647\u0627\u06cc \u0627\u0633\u0627\u0633\u06cc \u0648 \u062e\u0627\u0635 \u062a\u0639\u0644\u0642 \u0645\u06cc\u200c\u06af\u06cc\u0631\u062f. \u0627\u06cc\u0646 \u0627\u0631\u0632 \u062a\u0648\u0633\u0637 \u062f\u0648\u0644\u062a \u062a\u0623\u0645\u06cc\u0646 \u0648 \u0628\u0627 \u0646\u0631\u062e\u06cc \u0628\u0647 \u0645\u0631\u0627\u062a\u0628 \u067e\u0627\u06cc\u06cc\u0646\u200c\u062a\u0631 \u0627\u0632 \u0628\u0627\u0632\u0627\u0631 \u0622\u0632\u0627\u062f \u0639\u0631\u0636\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f.<\/p>\n<h3 data-start=\"3701\" data-end=\"3713\">\u062f\u0644\u0627\u0631 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\u067e\u06cc \u062c\u06cc\u0628<\/strong> \u0622\u0645\u0627\u062f\u0647 \u0627\u0631\u0627\u0626\u0647 \u062e\u062f\u0645\u0627\u062a \u0627\u0631\u0632\u06cc \u0645\u062a\u0646\u0648\u0639 \u0628\u0647 \u0634\u0645\u0627\u0633\u062a.<\/p>\n<p data-start=\"4157\" data-end=\"4298\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-1756 size-full\" src=\"https:\/\/payjib.com\/blog\/wp-content\/uploads\/2023\/02\/\u062a\u0641\u0627\u0648\u062a-\u062f\u0644\u0627\u0631-\u0633\u0641\u06cc\u062f-\u0648-\u0622\u0628\u06cc-3.jpg\" alt=\"\u062a\u0641\u0627\u0648\u062a \u062f\u0644\u0627\u0631 \u0622\u0628\u06cc \u0648 \u0633\u0641\u06cc\u062f \u0686\u06cc\u0633\u062a\u061f\" width=\"1200\" height=\"800\" \/><\/p>\n<h2 data-start=\"4305\" data-end=\"4352\">\u062e\u062f\u0645\u0627\u062a \u0627\u0631\u0632\u06cc \u0633\u0631\u06cc\u0639\u060c \u0627\u0645\u0646 \u0648 \u0642\u0627\u0628\u0644 \u0627\u0639\u062a\u0645\u0627\u062f \u0628\u0627 \u067e\u06cc \u062c\u06cc\u0628<\/h2>\n<p data-start=\"4354\" data-end=\"4503\">\u0645\u0627 \u062f\u0631 <strong data-start=\"4360\" data-end=\"4370\">\u067e\u06cc \u062c\u06cc\u0628<\/strong> \u0628\u0627 \u0633\u0627\u0644\u200c\u0647\u0627 \u062a\u062c\u0631\u0628\u0647 \u062f\u0631 \u062d\u0648\u0632\u0647 \u0646\u0642\u0644\u200c\u0648\u0627\u0646\u062a\u0642\u0627\u0644 \u0627\u0631\u0632\u060c \u0628\u0633\u062a\u0631\u06cc \u0631\u0627 \u0641\u0631\u0627\u0647\u0645 \u06a9\u0631\u062f\u0647\u200c\u0627\u06cc\u0645 \u06a9\u0647 \u06a9\u0627\u0631\u0628\u0631\u0627\u0646 \u0628\u062a\u0648\u0627\u0646\u0646\u062f \u0628\u0627 \u0627\u0637\u0645\u06cc\u0646\u0627\u0646 \u06a9\u0627\u0645\u0644\u060c \u0646\u06cc\u0627\u0632\u0647\u0627\u06cc \u0627\u0631\u0632\u06cc \u062e\u0648\u062f \u0631\u0627 \u0628\u0631\u0637\u0631\u0641 \u06a9\u0646\u0646\u062f:<\/p>\n<p data-start=\"4505\" data-end=\"4614\">\u2705 \u062e\u0631\u06cc\u062f \u0648 \u0641\u0631\u0648\u0634 \u0627\u0631\u0632<br 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