{"id":139,"date":"2020-09-02T17:12:13","date_gmt":"2020-09-02T13:42:13","guid":{"rendered":"https:\/\/payjib.com\/blog\/?p=139"},"modified":"2025-10-07T16:11:59","modified_gmt":"2025-10-07T12:41:59","slug":"%d8%ae%d8%b7%d8%b1%d8%a7%d8%aa-%d8%aa%d8%a8%d8%a7%d8%af%d9%84-%d8%a7%d8%b1%d8%b2","status":"publish","type":"post","link":"https:\/\/payjib.com\/blog\/%d8%ae%d8%b7%d8%b1%d8%a7%d8%aa-%d8%aa%d8%a8%d8%a7%d8%af%d9%84-%d8%a7%d8%b1%d8%b2\/","title":{"rendered":"\u062e\u0637\u0631\u0627\u062a \u062a\u0628\u0627\u062f\u0644 \u0627\u0631\u0632 \u0628\u0627 \u0631\u0648\u0634\u200c\u0647\u0627\u06cc \u0633\u0646\u062a\u06cc \u0648 \u0631\u0627\u0647\u200c\u062d\u0644 \u0627\u0645\u0646 \u062c\u0627\u06cc\u06af\u0632\u06cc\u0646"},"content":{"rendered":"<h2>\u0627\u0646\u062a\u0642\u0627\u0644 \u0627\u0631\u0632 \u0628\u0647 \u0631\u0648\u0634 \u0647\u0627\u06cc \u0633\u0646\u062a\u06cc<\/h2>\n<p><span style=\"font-weight: 400;\">\u0627\u062a\u0641\u0627\u0642\u06cc \u06a9\u0647 \u062f\u0631 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\u0648\u0627\u0631\u06cc\u0632 \u06a9\u0646\u062f.<br data-start=\"1259\" data-end=\"1262\" \/>\u0627\u06af\u0631 \u0641\u0631\u062f\u06cc \u062f\u0631 \u0627\u06cc\u0631\u0627\u0646 \u0648\u062c\u0647 \u0631\u06cc\u0627\u0644\u06cc \u0631\u0627 \u067e\u0631\u062f\u0627\u062e\u062a \u06a9\u0646\u062f\u060c \u0647\u06cc\u0686 \u062a\u0636\u0645\u06cc\u0646\u06cc \u0648\u062c\u0648\u062f \u0646\u062f\u0627\u0631\u062f \u06a9\u0647 \u0637\u0631\u0641 \u0645\u0642\u0627\u0628\u0644 \u062f\u0631 \u062e\u0627\u0631\u062c \u0627\u0632 \u06a9\u0634\u0648\u0631 \u0645\u0639\u0627\u062f\u0644 \u0627\u0631\u0632\u06cc \u0622\u0646 \u0631\u0627 \u0648\u0627\u0631\u06cc\u0632 \u0646\u0645\u0627\u06cc\u062f. \u062d\u062a\u06cc \u062f\u0631 \u0645\u0648\u0627\u0631\u062f\u06cc \u062f\u06cc\u062f\u0647 \u0634\u062f\u0647 \u06a9\u0647 \u0648\u0627\u0633\u0637\u0647\u200c\u0647\u0627\u06cc \u062a\u0644\u06af\u0631\u0627\u0645\u06cc \u0646\u06cc\u0632 \u0628\u0647 \u06a9\u0644\u0627\u0647\u0628\u0631\u062f\u0627\u0631 \u062a\u0628\u062f\u06cc\u0644 \u0634\u062f\u0647\u200c\u0627\u0646\u062f.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-141 \" title=\"\u0628\u062e\u0634\u06cc \u0627\u0632 \u0686\u062a \u062f\u0631 \u06cc\u06a9 \u06af\u0631\u0648\u0647 \u062a\u0644\u06af\u0631\u0627\u0645\u06cc \u062a\u0628\u0627\u062f\u0644 \u0627\u0631\u0632\" src=\"https:\/\/payjib.com\/blog\/wp-content\/uploads\/2020\/09\/photo_2020-08-24_19-36-14.jpg\" alt=\"\u0628\u062e\u0634\u06cc \u0627\u0632 \u0686\u062a \u062f\u0631 \u06cc\u06a9 \u06af\u0631\u0648\u0647 \u062a\u0644\u06af\u0631\u0627\u0645\u06cc \u062a\u0628\u0627\u062f\u0644 \u0627\u0631\u0632\" width=\"490\" height=\"617\" \/><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/p>\n<h3 data-start=\"1463\" data-end=\"1499\">\u06f2. \u062e\u0637\u0631 \u062c\u0639\u0644 \u0648 \u0641\u06cc\u0634\u200c\u0647\u0627\u06cc \u0628\u0627\u0646\u06a9\u06cc \u062a\u0642\u0644\u0628\u06cc<\/h3>\n<p data-start=\"1500\" data-end=\"1697\">\u06a9\u0644\u0627\u0647\u0628\u0631\u062f\u0627\u0631\u06cc \u0628\u0627 \u0641\u06cc\u0634 \u062c\u0639\u0644\u06cc \u06cc\u06a9\u06cc \u062f\u06cc\u06af\u0631 \u0627\u0632 <strong data-start=\"1535\" data-end=\"1554\">\u062e\u0637\u0631\u0627\u062a \u062a\u0628\u0627\u062f\u0644 \u0627\u0631\u0632<\/strong> \u0627\u0633\u062a. \u0628\u0631\u062e\u06cc \u0627\u0641\u0631\u0627\u062f \u062a\u0646\u0647\u0627 \u0628\u0627 \u0627\u0631\u0633\u0627\u0644 \u06cc\u06a9 \u0631\u0633\u06cc\u062f \u0633\u0627\u062e\u062a\u06af\u06cc\u060c \u0627\u0631\u0632 \u0648\u0627\u0642\u0639\u06cc \u0631\u0627 \u062f\u0631\u06cc\u0627\u0641\u062a \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f. \u0647\u0645\u0686\u0646\u06cc\u0646 \u062f\u0631 \u0645\u0639\u0627\u0645\u0644\u0627\u062a \u062d\u0636\u0648\u0631\u06cc\u060c \u0627\u062d\u062a\u0645\u0627\u0644 \u062f\u0631\u06cc\u0627\u0641\u062a \u0627\u0633\u06a9\u0646\u0627\u0633 \u062a\u0642\u0644\u0628\u06cc \u0628\u0633\u06cc\u0627\u0631 \u0632\u06cc\u0627\u062f \u0627\u0633\u062a.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-142 size-full aligncenter\" src=\"https:\/\/payjib.com\/blog\/wp-content\/uploads\/2020\/09\/photo_2020-08-04_12-53-02.jpg\" alt=\"-\" width=\"331\" height=\"525\"><\/p>\n<h3 data-start=\"1699\" data-end=\"1725\">\u06f3. \u0645\u0639\u0627\u0645\u0644\u0627\u062a \u062d\u0636\u0648\u0631\u06cc \u067e\u0631\u062e\u0637\u0631<\/h3>\n<p data-start=\"1726\" data-end=\"1807\">\u0628\u0631\u062e\u06cc \u0628\u0631\u0627\u06cc \u06a9\u0627\u0647\u0634 \u0631\u06cc\u0633\u06a9\u060c \u062a\u0628\u0627\u062f\u0644 \u062d\u0636\u0648\u0631\u06cc \u0631\u0627 \u0627\u0646\u062a\u062e\u0627\u0628 \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f. \u0627\u0645\u0627 \u0627\u06cc\u0646 \u0631\u0648\u0634 \u0646\u06cc\u0632 \u062e\u0637\u0631\u0646\u0627\u06a9 \u0627\u0633\u062a:<\/p>\n<ul data-start=\"1808\" data-end=\"1952\">\n<li data-start=\"1808\" data-end=\"1856\">\n<p data-start=\"1810\" data-end=\"1856\">\u0633\u062e\u062a\u06cc \u067e\u06cc\u062f\u0627 \u06a9\u0631\u062f\u0646 \u0641\u0631\u062f \u0645\u0637\u0645\u0626\u0646 \u062f\u0631 \u0634\u0647\u0631 \u06cc\u0627 \u06a9\u0634\u0648\u0631 \u0645\u0642\u0635\u062f<\/p>\n<\/li>\n<li data-start=\"1857\" data-end=\"1903\">\n<p data-start=\"1859\" data-end=\"1903\">\u0627\u062d\u062a\u0645\u0627\u0644 \u062f\u0631\u06cc\u0627\u0641\u062a \u067e\u0648\u0644 \u062a\u0642\u0644\u0628\u06cc \u06cc\u0627 \u063a\u06cc\u0631\u0642\u0627\u0628\u0644 \u0627\u0633\u062a\u0641\u0627\u062f\u0647<\/p>\n<\/li>\n<li data-start=\"1904\" data-end=\"1952\">\n<p data-start=\"1906\" data-end=\"1952\">\u062e\u0637\u0631\u0627\u062a \u0627\u0645\u0646\u06cc\u062a\u06cc \u0645\u0627\u0646\u0646\u062f \u0632\u0648\u0631\u06af\u06cc\u0631\u06cc \u06cc\u0627 \u0633\u0631\u0642\u062a \u062f\u0631 \u0645\u062d\u0644 \u0642\u0631\u0627\u0631<\/p>\n<\/li>\n<\/ul>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-143 aligncenter\" src=\"https:\/\/payjib.com\/blog\/wp-content\/uploads\/2020\/09\/photo_2020-08-02_12-50-17-473x1024.jpg\" alt=\"-\" width=\"380\" height=\"918\"><\/p>\n<h3 data-start=\"1954\" data-end=\"1979\">\u06f4. \u0646\u0628\u0648\u062f \u0645\u0633\u0626\u0648\u0644\u06cc\u062a\u200c\u067e\u0630\u06cc\u0631\u06cc<\/h3>\n<p data-start=\"1980\" data-end=\"2154\">\u0647\u06cc\u0686 \u0634\u062e\u0635 \u06cc\u0627 \u0646\u0647\u0627\u062f\u06cc \u062f\u0631 \u0627\u06cc\u0646 \u0631\u0648\u0634\u200c\u0647\u0627 \u0645\u0633\u0626\u0648\u0644\u06cc\u062a \u0645\u0634\u06a9\u0644\u0627\u062a \u0631\u0627 \u0628\u0631 \u0639\u0647\u062f\u0647 \u0646\u0645\u06cc\u200c\u06af\u06cc\u0631\u062f. \u0627\u06af\u0631 \u0645\u0639\u0627\u0645\u0644\u0647 \u0628\u0627 \u0634\u06a9\u0633\u062a \u06cc\u0627 \u06a9\u0644\u0627\u0647\u0628\u0631\u062f\u0627\u0631\u06cc \u0647\u0645\u0631\u0627\u0647 \u0634\u0648\u062f\u060c \u0641\u0631\u062f \u0622\u0633\u06cc\u0628\u200c\u062f\u06cc\u062f\u0647 \u0647\u06cc\u0686 \u0631\u0627\u0647\u06cc \u0628\u0631\u0627\u06cc \u067e\u06cc\u06af\u06cc\u0631\u06cc \u0648 \u0628\u0627\u0632\u06af\u0634\u062a \u0633\u0631\u0645\u0627\u06cc\u0647 \u0646\u062e\u0648\u0627\u0647\u062f \u062f\u0627\u0634\u062a.<\/p>\n<h2 data-start=\"2161\" data-end=\"2203\">\u0686\u0631\u0627 \u0631\u0648\u0634\u200c\u0647\u0627\u06cc \u0633\u0646\u062a\u06cc \u062f\u06cc\u06af\u0631 \u0642\u0627\u0628\u0644 \u0642\u0628\u0648\u0644 \u0646\u06cc\u0633\u062a\u0646\u062f\u061f<\/h2>\n<p data-start=\"2204\" data-end=\"2378\">\u0628\u0627 \u062a\u0648\u062c\u0647 \u0628\u0647 \u0645\u0634\u06a9\u0644\u0627\u062a \u0630\u06a9\u0631\u0634\u062f\u0647\u060c <strong data-start=\"2230\" data-end=\"2254\">\u062e\u0637\u0631\u0627\u062a \u062a\u0628\u0627\u062f\u0644 \u0627\u0631\u0632 \u0633\u0646\u062a\u06cc<\/strong> \u0634\u0627\u0645\u0644 \u0631\u06cc\u0633\u06a9 \u06a9\u0644\u0627\u0647\u0628\u0631\u062f\u0627\u0631\u06cc\u060c \u0646\u0628\u0648\u062f \u0627\u0645\u0646\u06cc\u062a\u060c \u0637\u0648\u0644\u0627\u0646\u06cc \u0634\u062f\u0646 \u0641\u0631\u0622\u06cc\u0646\u062f \u0648 \u0627\u0645\u06a9\u0627\u0646 \u062c\u0639\u0644 \u067e\u0648\u0644 \u0627\u0633\u062a. \u0628\u0646\u0627\u0628\u0631\u0627\u06cc\u0646 \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0627\u0632 \u0631\u0648\u0634\u200c\u0647\u0627\u06cc \u0633\u0646\u062a\u06cc \u0645\u0646\u0637\u0642\u06cc \u0648 \u0627\u0645\u0646 \u0646\u06cc\u0633\u062a.<\/p>\n<p data-start=\"2380\" data-end=\"2554\">\u0627\u06cc\u0646\u062c\u0627\u0633\u062a \u06a9\u0647 \u0646\u06cc\u0627\u0632 \u0628\u0647 \u06cc\u06a9 \u0633\u06cc\u0633\u062a\u0645 \u0645\u062f\u0631\u0646 \u0627\u062d\u0633\u0627\u0633 \u0645\u06cc\u200c\u0634\u0648\u062f\u061b \u0633\u06cc\u0633\u062a\u0645\u06cc \u06a9\u0647 \u0628\u062a\u0648\u0627\u0646\u062f \u0646\u0642\u0634 \u06cc\u06a9 <strong data-start=\"2451\" data-end=\"2480\"><a href=\"https:\/\/payjib.com\/blog\/%D8%AD%D9%88%D8%A7%D9%84%D9%87-%D8%A7%D8%B1%D8%B2%DB%8C-%D8%A7%D9%84%DA%A9%D8%AA%D8%B1%D9%88%D9%86%DB%8C%DA%A9%DB%8C-%DA%86%DB%8C%D8%B3%D8%AA\/\">\u062d\u0648\u0627\u0644\u0647 \u0627\u0631\u0632\u06cc \u0627\u0644\u06a9\u062a\u0631\u0648\u0646\u06cc\u06a9\u06cc<\/a> \u0627\u0645\u0646<\/strong> \u0631\u0627 \u0627\u06cc\u0641\u0627 \u06a9\u0646\u062f \u0648 \u062a\u062c\u0631\u0628\u0647\u200c\u0627\u06cc \u0633\u0631\u06cc\u0639\u060c \u0633\u0627\u062f\u0647 \u0648 \u0642\u0627\u0628\u0644 \u067e\u06cc\u06af\u06cc\u0631\u06cc \u0628\u0631\u0627\u06cc \u06a9\u0627\u0631\u0628\u0631\u0627\u0646 \u0627\u06cc\u062c\u0627\u062f \u0646\u0645\u0627\u06cc\u062f.<\/p>\n<h2 data-start=\"2561\" data-end=\"2606\">\u067e\u06cc\u200c\u062c\u06cc\u0628\u061b \u0631\u0627\u0647\u200c\u062d\u0644 \u0627\u0645\u0646 \u0628\u0631\u0627\u06cc \u062a\u0628\u0627\u062f\u0644 \u0627\u0631\u0632 \u0627\u06cc\u0631\u0627\u0646\u06cc\u0627\u0646<\/h2>\n<p data-start=\"2608\" data-end=\"2772\">\u067e\u0644\u062a\u0641\u0631\u0645 <strong data-start=\"2615\" data-end=\"2625\">\u067e\u06cc\u200c\u062c\u06cc\u0628<\/strong> \u0628\u0647 \u0639\u0646\u0648\u0627\u0646 \u06cc\u06a9 \u0628\u0633\u062a\u0631 \u0627\u0645\u0646 \u0648 \u062d\u0631\u0641\u0647\u200c\u0627\u06cc \u0637\u0631\u0627\u062d\u06cc \u0634\u062f\u0647 \u062a\u0627 \u062c\u0627\u06cc\u06af\u0632\u06cc\u0646 \u0631\u0648\u0634\u200c\u0647\u0627\u06cc \u0633\u0646\u062a\u06cc \u0634\u0648\u062f. \u0627\u06cc\u0646 \u067e\u0644\u062a\u0641\u0631\u0645 \u062a\u0645\u0627\u0645\u06cc \u0645\u0634\u06a9\u0644\u0627\u062a \u0630\u06a9\u0631\u0634\u062f\u0647 \u0631\u0627 \u067e\u0648\u0634\u0634 \u062f\u0627\u062f\u0647 \u0648 \u0631\u0627\u0647\u06a9\u0627\u0631\u0647\u0627\u06cc \u0632\u06cc\u0631 \u0631\u0627 \u0627\u0631\u0627\u0626\u0647 \u0645\u06cc\u200c\u062f\u0647\u062f:<\/p>\n<ul data-start=\"2774\" data-end=\"3111\">\n<li data-start=\"2774\" data-end=\"2830\">\n<p data-start=\"2776\" data-end=\"2830\"><strong data-start=\"2776\" data-end=\"2791\">\u0627\u0645\u0646\u06cc\u062a \u0628\u0627\u0644\u0627:<\/strong> \u0647\u0645\u0647 \u062a\u0631\u0627\u06a9\u0646\u0634\u200c\u0647\u0627 \u0628\u0627 \u0636\u0645\u0627\u0646\u062a \u0627\u0646\u062c\u0627\u0645 \u0645\u06cc\u200c\u0634\u0648\u062f.<\/p>\n<\/li>\n<li data-start=\"2831\" data-end=\"2886\">\n<p data-start=\"2833\" data-end=\"2886\"><strong data-start=\"2833\" data-end=\"2849\">\u0633\u0631\u0639\u062a \u0627\u0646\u062a\u0642\u0627\u0644:<\/strong> \u0648\u0627\u0631\u06cc\u0632 \u0648\u062c\u0647 \u062f\u0631 \u06a9\u0648\u062a\u0627\u0647\u200c\u062a\u0631\u06cc\u0646 \u0632\u0645\u0627\u0646 \u0645\u0645\u06a9\u0646.<\/p>\n<\/li>\n<li data-start=\"2887\" data-end=\"2956\">\n<p data-start=\"2889\" data-end=\"2956\"><strong data-start=\"2889\" data-end=\"2911\">\u067e\u0634\u062a\u06cc\u0628\u0627\u0646\u06cc \u06f2\u06f4 \u0633\u0627\u0639\u062a\u0647:<\/strong> \u0647\u0645\u06a9\u0627\u0631\u0627\u0646 \u067e\u06cc\u200c\u062c\u06cc\u0628 \u0647\u0645\u06cc\u0634\u0647 \u0622\u0645\u0627\u062f\u0647 \u067e\u0627\u0633\u062e\u06af\u0648\u06cc\u06cc \u0647\u0633\u062a\u0646\u062f.<\/p>\n<\/li>\n<li data-start=\"2957\" data-end=\"3016\">\n<p data-start=\"2959\" data-end=\"3016\"><strong data-start=\"2959\" data-end=\"2975\">\u0634\u0641\u0627\u0641\u06cc\u062a \u06a9\u0627\u0645\u0644:<\/strong> \u0647\u06cc\u0686 \u0647\u0632\u06cc\u0646\u0647 \u06cc\u0627 \u06a9\u0627\u0631\u0645\u0632\u062f \u067e\u0646\u0647\u0627\u0646\u06cc \u0648\u062c\u0648\u062f \u0646\u062f\u0627\u0631\u062f.<\/p>\n<\/li>\n<li data-start=\"3017\" data-end=\"3111\">\n<p data-start=\"3019\" data-end=\"3111\"><strong data-start=\"3019\" data-end=\"3035\">\u0622\u0633\u0648\u062f\u06af\u06cc \u062e\u0627\u0637\u0631:<\/strong> \u062f\u06cc\u06af\u0631 \u0646\u06cc\u0627\u0632\u06cc \u0628\u0647 \u0627\u0639\u062a\u0645\u0627\u062f \u0628\u0647 \u0627\u0641\u0631\u0627\u062f \u0646\u0627\u0634\u0646\u0627\u0633 \u062f\u0631 \u062a\u0644\u06af\u0631\u0627\u0645 \u06cc\u0627 \u0645\u0639\u0627\u0645\u0644\u0627\u062a \u062d\u0636\u0648\u0631\u06cc \u067e\u0631\u062e\u0637\u0631 \u0646\u06cc\u0633\u062a.<\/p>\n<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>\u0627\u0646\u062a\u0642\u0627\u0644 \u0627\u0631\u0632 \u0628\u0647 \u0631\u0648\u0634 \u0647\u0627\u06cc \u0633\u0646\u062a\u06cc \u0627\u062a\u0641\u0627\u0642\u06cc \u06a9\u0647 \u062f\u0631 \u062d\u0627\u0644 \u062d\u0627\u0636\u0631 \u0628\u0631\u0627\u06cc \u062a\u0628\u0627\u062f\u0644 \u0627\u0631\u0632 \u0627\u06cc\u0631\u0627\u0646\u06cc\u0627\u0646 \u062e\u0627\u0631\u062c \u0627\u0632 \u06a9\u0634\u0648\u0631 \u062f\u0631 \u062d\u0627\u0644 \u0631\u062e \u062f\u0627\u062f\u0646 \u0627\u0633\u062a\u060c \u062a\u0646\u0647\u0627 \u0628\u062d\u062b \u0627\u0639\u062a\u0645\u0627\u062f \u0628\u0647 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